Is doubling up on health insurance allowed in Dubai?

My husband’s company recently provided me with health insurance in Dubai, but it is very basic. I wish to have another policy so I can visit better hospitals. What does the UAE law say in this case? YB, Dubai.

Under Dubai Health Authority (DHA) rules it is permitted for people to have two medical insurance plans running concurrently and this is not uncommon where a person would like more comprehensive cover than that offered by the scheme put in place by the employer. When a claim is made, however, it can only be from one of the policies and “double claiming” would invalidate the terms and conditions of both policies.

Keren Bobker is an independent financial adviser with Holborn Assets in Dubai, with over 20 years’ experience

Contact her at Follow her on Twitter at @FinancialUAE

The advice provided in our columns does not constitute legal advice and is provided for information only


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